Product updates

Bitget Cash Plus is now live: Earn yield just by holding — put every dollar on the platform to work

2026-07-10 02:002236

Dear Bitget user,

Bitget is excited to introduce Cash Plus, the first platform-level yield-bearing asset product.

Cash Plus is a cash management product designed to balance yield, liquidity, and capital efficiency. Deposit USDT or USDC into Cash Plus to receive Cash+ receipt tokens at a 1:1 ratio, earn auto-compounding daily yield while you hold them, and redeem your funds anytime with instant settlement. Cash+ can also circulate freely across the Bitget platform just like cash, with support for trading margin and additional use cases planned in the future. It's designed to become the core asset of the Bitget ecosystem, ensuring every dollar on the platform stays productive.

Get started with Cash Plus

What is Cash Plus?

Cash Plus is Bitget's first platform-level yield-bearing asset product. Deposit USDT or USDC into Cash Plus and receive Cash+ tokens at a 1:1 ratio. Your earnings compound automatically every day while you hold Cash+, and you can redeem your assets at any time with instant, zero-fee settlement. Cash+ is more than a yield-generating product—it's designed to function as cash across the Bitget platform. While your balance continues earning yield, Cash+ can circulate freely within the platform, with future support for use as trading margin and additional use cases. Put every dollar to work.

Product highlights:

Earn yield just by holding—daily auto-compounding

Yield starts accruing as soon as you deposit your funds. Earnings are automatically compounded into your Cash+ balance every day, with no manual claiming required. The reference APR at launch is 4%, with the actual APR adjusted dynamically based on market conditions.

Flexible deposits and withdrawals with instant fund settlement

Cash Plus has no lock-up period, no early redemption fees, and supports instant redemptions. Redeemed funds are credited to your spot account immediately and are ready for trading or any other purpose.

Platform-wide utility with expanding use cases

Cash+ will gradually be integrated across more Bitget products and services, including asset management and trading. In Q3, Cash+ balances are expected to be accepted directly as trading margin, allowing your funds to continue earning yield while remaining available for trading.

Backed by high-quality underlying assets

Cash Plus funds are currently allocated primarily to USDGO, whose reserves consist mainly of short-term U.S. Treasuries, cash management instruments, and money market funds — all highly liquid assets with a clear and transparent asset structure.

How to use Cash Plus?

Step 1: Access Cash Plus

Open the Bitget app and go to Earn > Cash Plus.

Step 2: Deposit assets

Tap Transfer In, select USDT or USDC, enter the amount, and confirm to start earning yield.

If you already hold assets in Simple Earn Flexible, you can use Transfer From Simple Earn to switch directly to Cash Plus and enhance your earnings.

Note: This feature is available to users with at least 1000 USDT or USDC in Simple Earn Flexible assets.

Step 3: View your assets and earnings

Go to Assets > Earn to view your current holdings, cumulative earnings, and earnings breakdown.

Step 4: Transfer out assets

Go to the Cash Plus details page, select the corresponding token, enter the amount to transfer out, and confirm. Your funds will be returned to your spot account instantly.

Note: Assets are redeemed in the same token that was originally deposited at a 1:1 ratio with zero fees.

Cash Plus vs. traditional finance products

Feature	Cash Plus (Cash+)	Standard Earn/fixed-term products
Lock-up period	None	Usually required
Maximum redemption amount	10 million	Typically 10,000–100,000
Redemption speed	Instant (T+0)	Instant (T+0)
Yield type	Daily auto-compounding	Simple interest or paid at maturity
Underlying assets	High-quality cash management assets	Varies by product
In-platform usability	Supported, with more use cases coming	Generally not directly usable
Product positioning	Platform-level cash management account	Standalone finance product

Start managing your funds more efficiently

Cash Plus helps idle stablecoins generate continuous yield while preserving liquidity and usability across the Bitget platform. You no longer have to choose between earning yield and keeping your funds readily available. Try Bitget Cash Plus today and put every idle asset to work.

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