XRP Alliance debuts as Flare, D'CENT link hardware wallets to XRP yield vaults

Flare (FLR) and D’CENT Wallet have launched an integration connecting hardware wallets to XRP (XRP) yield vaults using XRP Ledger signatures, without requiring a separate chain, wallet, or gas token.

Two institutional-grade vaults are live at launch. The Monarq vault, operated by a FalconX-majority-owned asset manager, combines onchain and off-chain return strategies. The earnXRP vault, curated by Clearstar, provides a second yield option. Both are available via D’CENT, with Upshift open to non-D’CENT users, Flare said in a statement shared with The Block on Tuesday.

According to the statement, the deposit flow requires two XRPL signatures from the D'CENT device. The first signature reserves collateral on Flare and identifies the target vault, while the second signature sends XRP to the Core Vault on XRPL, which triggers FXRP to mint on Flare and deposit into the chosen vault automatically.

Withdrawals follow the same signature pattern, with execution handled by a smart contract proxy assigned to each XRPL address.

"D'CENT is one of the most widely used hardware wallets in Asia, particularly in Korea," Flare co-founder Hugo Philion said in the statement. "For XRP holders using it, security has always come first — and yield has meant going elsewhere. This integration changes that. D'CENT users can now earn on their XRP without moving it off the device they already trust."

The integration was announced alongside the launch of the XRP Alliance, a coalition Flare said it convened with D'CENT and joined by Doppler, Banxa, and Squid. Flare said the alliance would position the network as a "programmable layer for XRP" through FAssets, which provides trust-minimized onchain representation of XRP, and Flare Smart Accounts.

XRP traded at around $1.38 on Tuesday, flat over the past 24 hours, according to The Block’s XRP price page. The token is down approximately 62% from its all-time high of roughly $3.65 set in January 2018.