can i move stocks from robinhood to fidelity
Transferring stocks from Robinhood to Fidelity
can i move stocks from robinhood to fidelity — short answer: yes in most cases. This article explains what that transfer means, how it normally works, which assets typically move in-kind versus which are converted to cash, and practical steps and precautions you should follow when moving investments from a Robinhood brokerage account to a Fidelity brokerage account.
As of 2026-01-18, according to Fidelity’s official guidance on asset transfers and Robinhood’s support documentation about transferring assets out, the typical electronic transfer system is ACATS and most standard U.S. stocks and ETFs transfer in-kind. However, crypto and many fractional shares are commonly converted to cash prior to transfer. Always confirm current rules and fees on each broker’s help pages before starting.
Why investors move accounts and what “transfer” means
Investors choose to move accounts for many reasons: preference for platform features, broader product access, consolidation of accounts for easier tax reporting, or changes in fee structure. When you ask “can i move stocks from robinhood to fidelity,” you are asking whether you can transfer securities and cash from one broker (Robinhood) to another (Fidelity) without selling them first. There are two main outcomes:
- In-kind transfer: Securities move as-is from Robinhood to Fidelity, preserving holdings and typically cost-basis/tax-lot details.
- Liquidation (out-of-kind or cash transfer): Some holdings are sold by the delivering broker and the cash proceeds are transferred instead.
Transfer options and key terminology
Understanding the terms helps avoid surprises when you start a transfer.
ACATS / TOA
ACATS (Automated Customer Account Transfer Service) is the electronic system commonly used to move accounts between U.S. broker-dealers. Brokers often use a Transfer of Assets (TOA) form or an online transfer tool to initiate the ACATS process.
In-kind transfer
An in-kind transfer moves your actual securities (stocks, ETFs, eligible mutual funds, etc.) to the receiving broker without selling them. Cost basis and tax lots may transfer but sometimes require manual verification.
Partial vs full transfer
A full transfer moves the entire account (all positions and cash) and generally closes the delivering account. A partial transfer moves only selected positions or a portion of the holdings; the delivering account may remain open.
Receiving vs delivering broker
The receiving broker (Fidelity in this case) initiates the transfer request and the delivering broker (Robinhood) reviews and processes it.
What assets can and cannot be transferred
Transferable assets
- Most U.S.-listed common stocks and ETFs (in-kind).
- Many corporate and government bonds (subject to deliverability rules).
- Eligible mutual funds (if accepted by the receiving broker).
- Cash balances.
- Like-kind retirement accounts (e.g., IRA to IRA) via trustee-to-trustee transfer or IRA rollover with appropriate forms.
Non-transferable or special-case assets
- Crypto holdings: Historically, Robinhood has not supported on-chain crypto transfers to external wallets or brokerages; crypto positions are commonly sold to cash before an ACATS transfer and therefore are not transferred in-kind.
- Fractional shares: Many brokers do not support transferring fractional share positions in-kind; these positions are often sold and the cash is moved instead.
- Options, margin, and leveraged positions: These may require special approval at the receiving broker or may need to be closed prior to transfer.
- Restricted, proprietary, or penny securities: Some penny stocks, restricted shares, unregistered securities, or certain proprietary funds may be non-transferable and require liquidation.
How the transfer process works (overview)
When asking “can i move stocks from robinhood to fidelity,” it helps to picture the ACATS workflow:
- You tell Fidelity you want to transfer an account from Robinhood (online TOA tool or paper form).
- Fidelity submits the ACATS transfer request to Robinhood.
- Robinhood reviews the request, checks for pending trades, unsettled funds, holdings that can’t transfer, and any account or title mismatches.
- Eligible assets are transferred electronically into your Fidelity account (or sold to cash where necessary and cash is transferred).
- Fidelity receives and posts the assets, notifies you, and finalizes the account settings.
Typical timeline: many standard ACATS transfers complete in 3–7 business days. Transfers that require manual handling, physical certificates, retirement account paperwork, or resolution of restricted assets can take weeks.
Step-by-step guide to transfer from Robinhood to Fidelity
Preparatory steps
Before you start, confirm the account types match (individual to individual, IRA to IRA, custodial, etc.). Gather your Robinhood account number and a recent statement. Make sure there are no outstanding margin debt, unsettled trades, or negative balances in the Robinhood account. If Robinhood charges a transfer-out fee, ensure you have cash available to cover it or that you request reimbursement from Fidelity if they offer a promotion.
Initiate the transfer at Fidelity
At Fidelity, use the “Transfer an account” or TOA tool and select the delivering firm as Robinhood Securities LLC. Enter your Robinhood account number and choose full or partial transfer. You may be asked to upload a recent Robinhood statement for verification.
What to expect during the transfer
- Robinhood may place an account lock preventing new trades while the transfer is processed.
- You’ll receive notifications from both brokers about the transfer status.
- Some holdings may be transferred in stages if some are eligible and others require liquidation.
After the transfer completes
Log into Fidelity and verify that all expected positions and cash arrived. Confirm cost-basis and tax-lot information. If any positions show missing basis, request a statement from Robinhood to reconstruct tax lots. If you need margin or options at Fidelity, complete the approvals and disclosures there—these are not automatically carried over.
Fees, reimbursement, and costs
When people ask “can i move stocks from robinhood to fidelity,” they often want to know about fees:
- Delivering broker fees: Historically, Robinhood has charged a transfer-out fee for ACATS transfers (amounts reported in multiple guides have often been $75). Fee amounts may change, so verify the current fee on Robinhood’s support pages prior to initiating a transfer.
- Receiving broker fees: Fidelity generally does not charge to receive transfers. Fidelity has also offered transfer reimbursement promotions in the past for certain account types, but reimbursement must be confirmed directly with Fidelity and may require a claim within a set period.
- Tax costs: If the delivering broker liquidates crypto, fractional shares, or other non-transferable holdings, that sale can generate capital gains or losses and potentially taxes due for the year.
Timing and common delays
Typical processing time for standard ACATS transfers is 3–7 business days. However, several factors can extend that timeline:
- Pending trades or unsettled settlements in the delivering account.
- Account title mismatches (different names or joint/individual differences).
- Insufficient cash to cover transfer-out fees.
- Positions that must be manually reviewed or liquidated (crypto, fractional shares, restricted securities).
- Missing or incorrect account numbers or required documentation for retirement or custodial accounts.
If the transfer stalls beyond the expected window, contact Fidelity transfer support and Robinhood support to identify the hold-up and required corrective actions.
Special considerations and edge cases
Crypto holdings on Robinhood
One of the most frequent follow-up questions to “can i move stocks from robinhood to fidelity” concerns cryptocurrency. Robinhood’s crypto offering has historically been custodial and did not support moving crypto assets on-chain or to other brokerages. During an ACATS transfer, Robinhood commonly sells crypto positions for cash rather than transferring them in-kind. That sale is a taxable event in most jurisdictions and should be considered before initiating a transfer.
Fractional shares and partial-share handling
Many brokers—including Robinhood historically—offer fractional shares for convenience. Most receiving brokers (including Fidelity) do not accept fractional-share positions in-kind through ACATS. When you transfer, fractional shares are often sold and the cash proceeds are transferred. If you want to preserve ownership of a fractional position, you may need to buy a commensurate fractional position at the receiving broker after the transfer completes.
Options, margin, and restricted positions
Options contracts and margin accounts have special requirements and approvals. Fidelity requires you to have the necessary account permissions (options approval level, margin agreements) before accepting certain positions. If the receiving account lacks required approvals, those positions may need to be closed or will not transfer.
Retirement accounts and custodial accounts
IRAs can be transferred to like-type IRAs using trustee-to-trustee transfers or ACATS. Custodial (UGMA/UTMA) accounts also have special title and documentation requirements. Provide correct account titles and any necessary forms when initiating transfers to avoid delays.
Cost basis and tax-lot transfer
Although many brokers transfer cost-basis and tax-lot details, gaps can occur. If cost basis is missing after the transfer, request a downloadable statement from the delivering broker to import or manually enter basis information at the receiving broker. Accurate lot-level data matters for calculating capital gains/losses when you later sell holdings.
Troubleshooting and best practices
Pre-transfer checklist
- Confirm account type match between Robinhood and Fidelity.
- Resolve any negative balances or margin positions.
- Cancel or wait for pending trades to settle.
- Have cash available for any transfer-out fee and to cover potential deductions.
- Download recent Robinhood statements and cost-basis reports for your records.
How to track the transfer
Fidelity provides a transfer tracker for ACATS requests and will typically display status updates. Robinhood also provides notifications when a transfer-out request is received and processed. Keep communication lines open with both broker supports until the transfer completes.
Who to contact and when
If the transfer takes longer than the expected window or if holdings were unexpectedly liquidated, contact Fidelity transfer support first to confirm received instructions and the transfer status, and contact Robinhood support to determine why a holding was treated as non-transferable or sold. Be prepared to provide the transfer reference number and recent account statements.
If cost-basis is missing
Request a historical cost-basis report from Robinhood and provide it to Fidelity. Many brokers accept uploaded CSVs or manual entries to restore complete tax-lot history. If you cannot obtain full lot data, keep the documentation used for previous tax filings as backup.
Frequently asked questions (FAQ)
Can I move crypto from Robinhood to Fidelity?
No. In most cases, you cannot transfer crypto holdings from Robinhood to Fidelity in-kind. Robinhood’s crypto positions are commonly liquidated to cash before an ACATS transfer, which may trigger taxable events.
Will I be charged fees to transfer?
Robinhood has historically charged a transfer-out fee for ACATS transfers (amounts like $75 have been reported in multiple transfer guides). Fidelity typically does not charge to receive incoming transfers and may run periodic reimbursement offers—confirm current policies with Fidelity directly.
How long will the transfer take?
Most standard ACATS transfers take 3–7 business days. Cases that involve manual review, retirement paperwork, or non-transferable holdings can take 2–4 weeks.
Can I do a partial transfer and keep my Robinhood account?
Yes. ACATS supports partial transfers. The delivering account may remain open after a partial transfer. Note that partial transfers may still incur the delivering broker’s transfer-out fee.
What happens to fractional shares?
Fractional shares are often liquidated by the delivering broker before transfer and the cash transferred. After the transfer, you can repurchase fractional shares at the receiving broker if you wish.
Tax and regulatory considerations
When transfers involve liquidation of holdings (crypto, fractional shares, restricted securities), those sales generate capital gains or losses and must be reported on your tax return for the year in which they occurred. The ACATS system is administered under U.S. broker-dealer regulation and industry rules to ensure securities settle and transfer properly. Consult a qualified tax professional if you have questions about your personal tax situation.
References and official resources (check before you transfer)
As of 2026-01-18, consult the delivering and receiving broker’s official help pages for the latest procedures and fee schedules. Fidelity’s official “Transfer Your Assets” guidance and Robinhood’s support page on “Transfer your assets out” provide the most current steps and requirements. Verify current fees and policy updates directly with each broker before initiating a transfer.
See also
- General ACATS transfer guides and rules
- Guides on handling fractional shares and tax-lot preservation
- Retirement account rollover and trustee-to-trustee transfer procedures
Practical summary and next steps
If you are still asking “can i move stocks from robinhood to fidelity,” follow this simple plan:
- Confirm your account type at Fidelity matches your Robinhood account type.
- Download a recent Robinhood statement and cost-basis report.
- Initiate the transfer at Fidelity using the TOA tool and provide the Robinhood account number.
- Monitor transfer status, resolve any requests for documentation, and verify final positions and basis at Fidelity.
For users interested in decentralized asset management beyond broker transfers, consider learning about wallet options that prioritize custody. When discussing Web3 wallets, Bitget Wallet provides custody and user-friendly integrations for on-chain assets. For centralized brokerage transfers between Robinhood and Fidelity, use the ACATS/TOA route and confirm handling of crypto and fractional positions before initiating the move.
Troubleshooting checklist (quick)
- Account types match (individual to individual, IRA to IRA).
- No pending trades or negative balances.
- Cash available for transfer-out fee if charged by Robinhood.
- Statements and cost-basis files ready for upload or reference.
- Contact support promptly if the transfer exceeds expected timing.
Final notes and a helpful reminder
can i move stocks from robinhood to fidelity — yes in most cases, but the final outcome depends on the specific securities you hold. Crypto and fractional shares are the most common exceptions and may be sold and moved as cash. Always double-check current broker rules and fees before you begin. If you plan to consolidate accounts or move complex positions, allow extra time and maintain clear records for tax reporting.
To explore custody-first wallet options for on-chain assets alongside brokerage accounts, check Bitget Wallet and Bitget’s resources for managing crypto and cross-platform asset strategies. For brokerage-to-brokerage transfers, follow the ACATS/TOA steps outlined above and confirm details with both Robinhood and Fidelity.
If you want step-by-step help specific to your account, reach out to Fidelity transfer support and Robinhood support with your account numbers and recent statements. Keeping copies of confirmations and a local record of transferred cost basis will make future tax reporting easier.
Note: All brokerage policies, fees, and procedures can change. Verify up-to-date information directly with the brokers before acting. This article is informational and not tax or investment advice.
