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Golden Finance May 15｜According to ETNews, Samsung Electronics is developing next-generation HBM packaging technology aimed at delivering high-performance device-side AI for mobile devices such as smartphones and tablets. The technology, called "multi-layer stacked FOWLP," combines ultra-high aspect ratio copper pillars with fan-out wafer-level packaging (FOWLP) and improves upon existing vertical copper pillar stacking (VCS) technology. While server-grade HBM already features high bandwidth, mobile devices face stricter constraints regarding size, thickness, power consumption, and heat dissipation.

```htmlGolden Ten Data, May 15 — The Bank of Japan stated on Friday that as a wide range of businesses, from food manufacturers to hot spring facilities, are considering passing on soaring energy costs caused by the Middle East conflict to consumers, Japan may face a new round of widespread price increases around the summer. In a report based on a survey of regional companies conducted from January to April, the Bank of Japan noted that many service sector enterprises are gradually passing on rising raw material and labor costs to consumers, abandoning the long-standing practice of maintaining low prices. The report states that the rise in energy costs due to the Middle East conflict has also prompted companies to accelerate their pace of price hikes in the business plans for the fiscal year starting in April. Some businesses, including those in the food industry, catering, and hot spring facilities, have already decided to raise prices at a faster rate. The report said: "Other companies stated they would soon decide whether to raise prices. As for the timing, some companies said they would decide around the summer or later." The report highlights that the Bank of Japan is increasingly focused on the mounting inflationary pressures in the economy, which may provide more reasons to support an interest rate hike in the near future.```

According to Golden Ten Data on May 15, offshore RMB Hong Kong Interbank Offered Rate (CNH HIBOR) on Friday showed a broad decline in major term interest rates. Overnight HIBOR fell by 10 basis points to 1.23485%, hitting a new low since May 6. One-week HIBOR dropped by 6 basis points to 1.37576%, two-week HIBOR fell to 1.40727%, both reaching new lows in over a week; one-year HIBOR edged down to 1.70182%. Click the link to view historical data >>